Regulatory Analysis

CMA & FCA
UK ESG Enforcement

What changed

The UK has a dual enforcement framework: CMA handles consumer-facing claims, FCA addresses financial services sustainability claims. Both moved from guidance to active enforcement in 2024-2025.

CMA enforcement

From April 2025, the CMA can directly impose fines of up to 10% of global annual turnover without going through courts. The CMA has conducted sector-wide reviews in fashion, FMCG, and food.

FCA enforcement

The FCA’s anti-greenwashing rule (effective May 2024) requires all sustainability claims to be fair, clear, and not misleading. The FCA has indicated it will proactively review marketing materials.

What companies should do now

Audit all consumer-facing claims against the CMA’s Green Claims Code. Financial services firms should review all sustainability marketing against SDR requirements.

Understand your exposure.

Aperta Analytics maps your current disclosures against this and three other enforcement frameworks.

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